Is Germany’s health care system a model for the U.S.?
Nope. Unless you want to pay a considerable amount of what you earn for your regular health insurance (15 percent – and climbing) – that’s the el cheapo insurance, by the way, the “private” insurance costs much more. Your husband/wife get to pay that fifteen percent, too. Then you get to pay extra for countless other things like dental work (1000 euros for a crown ain’t no big deal, for example) And if you’re a freelance, self-employed type you normally can’t even afford the regular insurance. You have no choice, however. You cannot opt out when it comes to insurance here.
However, if you’re on the dole and even openly admit that you have no intention of going back to work, everything is covered for you.
This is what “free health care” comes down to, folks.
“The ones who are able to pay more, pay more. And the ones who aren’t able to pay that much, don’t pay that much.”

I’m quite happy working, paying my taxes and getting affordable health care!
And your employer pays half of the 15%, which was not mentioned. Tsk tsk…
True – I thought the employer paid an additional 15 percent, mixed that up. So the employer gets to pay into the system, too. Everybody wins. <;-)